About

Since 1983, the Independent Savings Plan Company, or ISPC, has been providing consumer-friendly loans to homeowners through a network of reliable merchants. Based in Florida, ISPC is set apart from its competitors by being 100 percent employee-owned. The company is a dependable and stable lending partner with good terms for its network of independent merchants. ISPC is involved with organizations such as Home For Our Troops, Central Pasco Chamber of Commerce, ACA International, and the Better Business Bureau.

Companies under ISPC have provided a rich retirement plan for their employees that begin with a profit-sharing plan that contributed 15 percent of wages, paid entirely by the company, to each employee on a yearly basis, since 1980. In 2012, the founders sold their shares to the companies and developed an Employee Stock Ownership Plan (ESOP) under a new umbrella company. With ESOP, employees can earn shares in the corporation per year, offering a retirement benefit prospectively even richer than the preceding profit-sharing plan. These plans have enabled numerous employees to retire as millionaires.

ISPC is a provider of consumer financing through a network of select dealers and merchants, offering products that include residential heating and air-conditioning (HVAC), water conditioning/drinking water systems, solar water heating systems, and solar pool heating systems.